TIFIN vs Harny
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
TIFIN compared with Harny
| Detail | 
TIFIN | 
Harny |
|---|
| What it does | AI for Financial Prosperity
| Agent harness infrastructure that gives AI agents memory for each user, connected accounts, action limits and an audit record.
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| Stage | Established
| Not given
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| Founded | 2018
| Not given
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| Based in | US
| CA
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| Pricing model | Not given
| Freemium
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| Pricing | Not given
| Free: first 500 monthly-active end users per month, free forever. Paid: $0.30 per monthly-active end user above 500, billed monthly.
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| Key features | - Agentic Workforce Platforms for wealth, asset management, and insurance
- Tax Intelligence and optimization platforms
- Workplace to Wealth infrastructure connecting benefits and personal wealth
- Distribution Science AI for advisor and investor reach
- Magnifi AI search engine for investment discovery
- AMP platform for wealth and distribution growth
- Coordinated agents with shared context and enforced rules
- AI enhances front, middle, and back office operations
| - Timestamped memory ingestion with backdating capability
- Per-user data isolation and privacy scoping
- Ranked memory recall with dated evidence
- Connected accounts integration per user
- Long-running agent jobs with folder-level operations
- Configurable token ceiling per API call
- Enforced action limits on agent operations
- Complete action audit trail with hash chaining
- MCP server integration for Claude and other clients
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| What makes it different | - Industry-first agentic operating system for wealth
- Unified platform replacing isolated tools across workflows
- Mission-driven focus on better wealth outcomes for more people
- Trusted partnerships with JP Morgan, Morningstar, Franklin Templeton
- Comprehensive coverage of wealth, asset management, and insurance sectors
| - Highest published BEAM benchmark score at 128K tokens: 85.1, compared to competing memory systems
- 98% fewer tokens required than raw tool output, making responses 4× cheaper
- Works with 20+ agent frameworks including LangChain, LangGraph and LlamaIndex
- First 500 monthly-active end users free forever
- Per-person billing model scales with user growth, not API calls
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 57 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 31 | 0 |
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| Citation Flow (Majestic) | 36 | 0 |
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| Referring domains (Majestic) | 390 | 1 |
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4 details filled in for both companies.
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