Authorization layer for AI agent spend with human-approved mandates and tamper-evident proof
Stage
Not given
Startup
Founded
Not given
2026
Based in
Not given
Not given
Pricing model
Freemium
Free trial
Pricing
Dues: sliding scale starting at $5/month. All members receive $15/month credit for chat and API. Additional credits available for purchase; credits never expire and carry over month to month.
Free 12 week pilot for card issuing platforms
Key features
Web search built into chat
File uploads and document support
OpenAI-compatible developer API
Personal API keys
Encrypted enclave privacy option
100% renewable energy option
Member governance participation
Shared monthly credit allowance
Publicly developed models
Passkey-signed spend mandates with purpose, budget, merchants, and time windows
Real-time authorization decisions with sub-1 second response time at p99
Human challenge via passkey step-up for exceptional spend
Fail-closed payment processing if no decision arrives in time
Hash-chained evidence ledger with tamper-evident records
Exportable evidence packs for chargebacks and audits
Supports card, wallet, x402 and stablecoin payment rails
What makes it different
Member-governed cooperative structure where users help decide the direction and choices
Equal membership with sliding-scale pricing based on ability to pay
Choice of AI models by values including privacy and renewable energy
No data lock-in; members own their data and can cancel anytime
Credits never expire and carry over month to month
Human-approved mandates enforce intent, not just static limits or merchant category blocks
Operates outside the agent in the issuer's authorization path, preventing agent bypass or override
Creates tamper-evident audit trail linked to agent identity, run, and policy version
Never holds funds or issues cards; integrates with existing issuer infrastructure
Single mandate and policy core across multiple payment rails and issuers
Inference Cooperative
Levee