Cogni vs Levee
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Cogni compared with Levee
| Detail | C
Cogni | 
Levee |
|---|
| What it does | Memory that reasons
| Authorization layer for AI agent spend with human-approved mandates and tamper-evident proof
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| Stage | Not given
| Startup
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| Founded | Not given
| 2026
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| Based in | US
| Not given
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| Pricing model | Freemium
| Free trial
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| Pricing | Free plan at $0 USD; Pro plan at $5 USD per month.
| Free 12 week pilot for card issuing platforms
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| Key features | - Entity-graph spreading activation for cross-vocabulary retrieval
- Works with any LLM model
- No LLM or GPU in retrieval path
- Point-in-time and windowed recall
- Timestamped memories
- Fixed recall cost as memory grows
| - Passkey-signed spend mandates with purpose, budget, merchants, and time windows
- Real-time authorization decisions with sub-1 second response time at p99
- Human challenge via passkey step-up for exceptional spend
- Fail-closed payment processing if no decision arrives in time
- Hash-chained evidence ledger with tamper-evident records
- Exportable evidence packs for chargebacks and audits
- Supports card, wallet, x402 and stablecoin payment rails
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| What makes it different | - Reaches answers across unrelated documents that share no keywords, where vector search scores zero
- Deterministic retrieval with no model in the path, so results never vary between queries
- Constant per-query cost regardless of memory size, even at 32,000 words
- No infrastructure to run—no vector database, cluster, or GPU needed
- Works with any model, so small local models gain the most from better retrieval
| - Human-approved mandates enforce intent, not just static limits or merchant category blocks
- Operates outside the agent in the issuer's authorization path, preventing agent bypass or override
- Creates tamper-evident audit trail linked to agent identity, run, and policy version
- Never holds funds or issues cards; integrates with existing issuer infrastructure
- Single mandate and policy core across multiple payment rails and issuers
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 4 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 2 | 0 |
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| Citation Flow (Majestic) | 21 | 0 |
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| Referring domains (Majestic) | 34 | 0 |
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5 details filled in for both companies.
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